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4,5/5

Xero Reviews

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Xero is an online accounting software for small and mid-sized businesses. Xero makes financial management easier by allowing you to pay your invoices, and track income and expense without the hassle of manual entry. This accounting software allows you to easily and quickly access real-time information and offers flexibility to customize and integrate other business systems to better service your accounting requirements. Xero has many features that can help streamline your accounting, ultimately improving cash flow and more effective and informed business decision-making. Xero allows your company to better manage your finances with efficiency and accuracy.
  • 01 Is Xero any Good? My expert Review
  • 02 Pros and cons from reviewers
  • 03 Main features
  • 04 How Xero compare to similar software?
  • 05 Who is Xero best for according to our reviewers?
  • 06 Xero Reviews

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01 Is Xero any Good? My expert Review

I have been working in accounting for over 10 years and have tried many different accounting programs. It is hard to find a program that I am comfortable recommending however, Xero is easy to use and I can trust them. What I really like about Xero (the company) is the software itself seems relatively simple in layout and design, the non-accountant clients we work with (usually small business clients) seem to be able to figure the software out in a fairly short time. Most clients can go from not knowing anything about accounting software to understanding the structure of the software in a few days, and implement it within weeks. I assisted one local Canadian retailer with the online reinvoicing module and account reconciliation software, and, sooner than later but not too soon that she couldn't manage it going forward, was generating invoices and reconciling accounts on her own without additional services.


Xero is also awesome because it integrates into many third-party applications. For instance, I recently assisted one of my e-commerce clients with setting up their Shopify store to Xero, and it was painless! The automations have saved them hours of monthly data entry, and, was a win for businesses looking to scale without increasing manual administration. That said, at times customer service can seem slow. For instance, a client was having issues with the bank feeds, and once the client was referred to bank support, they weren't given an effective response in a timely manner which threw their system off for a considerable amount of time. Additionally, their payroll software in my opinion seems to be great for small teams; however, bigger companies may want for more.


At the end of the day, I believe that spending money on Xero was worth it considering my limited experiences; especially for small to medium companies wanting accounting software that works well and is easy to use. From the stand point of usability, and for integrating of applications, it's software that several of my clients are utilizing.

02 Pros and cons from reviewers

Pros from reviewers

  • Quality product backed by a solid company
    Xero is a high-quality product supported by a strong company that values its advisors and considers them crucial to their business model

  • Open-platform ethos
    Xero operates on an open-platform ethos, making it easy to manually import bank transactions via a CSV file and undo the import if necessary

  • Seamless integration with apps
    Xero integrates well with other apps, which is beneficial for long-term business operations. It is leading the way in terms of integration alongside QBO

  • User-friendly interface
    Xero's user-friendly interface allows users to handle financial matters independently. It offers clear reporting, seamless invoicing, and simple account reconciliation

  • Comprehensive software at a fair price
    Xero is a comprehensive software that meets all the basic needs of businesses at a fair price. It has uncomplicated bank feeds and allows for the straightforward creation and dispatch of sales invoices.

Cons from reviewers

  • Limited payroll function
    Some users have found Xero's payroll function to be lacking in features and complexity, suggesting that it could be improved with more features and simplification

  • Poor customer service
    Xero's customer service has been criticized for being difficult to reach and unresponsive, with no direct contact options such as phone calls, emails, or chat support

  • Difficulty in setting up bank feeds
    While many users find Xero's bank feeds uncomplicated, some have found the setup process challenging and time-consuming

  • Limited reporting capabilities
    Some users have found Xero's reporting capabilities to be somewhat limiting, suggesting that the software could benefit from more comprehensive and customizable reporting options

  • Lack of inbuilt payroll feature
    Unlike some of its competitors, Xero does not have an inbuilt payroll feature and instead relies on integration with other software, which can be costly for some businesses.

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Xero

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03 Main features

More details about Xero plans

Starting Price

$29

per user per month

Free Plan

No

Analytical reporting

Quote creation

Online support

Mobile application

Online invoicing

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Xero

Accounting software

90% off for 6 months

Save up to $432

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04 How Xero compare to similar software?

FreshBooks and Xero are powerful tools designed for managing finances, each catering to different aspects of accounting and business management. While both platforms offer features that streamline financial processes, the key difference lies in their target audience and the depth of functionality they provide.


FreshBooks is an intuitive accounting solution primarily designed for freelancers, small business owners, and service-based businesses. It excels in invoicing, time tracking, and expense management, offering a user-friendly interface that simplifies these tasks. FreshBooks is particularly well-known for its robust invoicing capabilities, allowing users to create professional invoices, automate payment reminders, and track client payments with ease. Its ecosystem is centered around ease of use, making it an excellent choice for users who need straightforward, efficient tools to manage their finances without requiring extensive accounting knowledge.


On the other hand, Xero is a ...

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Xero

Used by 1106 members

Accounting software

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FreshBooks

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When delving into the distinctions between two prominent cloud-based financial applications, Zoho and Xero, it becomes evident that several key factors set them apart. These differences revolve around the breadth of services offered, pricing structures, scalability, and integration capabilities.


Firstly, Zoho distinguishes itself by providing a comprehensive suite that extends well beyond accounting. It serves as a versatile one-stop solution accommodating the multifaceted needs of various industries. Zoho's unique advantage lies in its seamless integration with other Zoho products like CRM, project management, and HR, creating a unified ecosystem. In contrast, Xero primarily focuses on accounting and financial management, making it a more specialized choice.


When analyzing pricing plans, Zoho emerges as the more cost-effective option. It not only offers competitive rates but also provides a free trial with limited features, making it accessible for businesses exploring their options....

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Xero

Used by 1106 members

Accounting software

90% off for 6 months

Save up to $432

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Zoho

Used by 1131 members

All-in-one customer relationship management software

$2,500 in credits for 1 year

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Xero and QuickBooks are two leading accounting software solutions designed to simplify financial management for businesses. While they share common functionalities, there are key differences that can influence your choice between the two.


One of the most significant distinctions is the user interface and overall user experience. Xero is renowned for its intuitive and user-friendly interface, making it accessible even for those with limited accounting experience. QuickBooks, on the other hand, offers a robust feature set but may have a steeper learning curve due to its comprehensive nature.


Another important factor to consider is scalability. Xero is a cloud-based accounting software that is particularly well-suited for small to medium-sized businesses. It allows for easy collaboration among team members and provides the flexibility to access your financial data from anywhere with an internet connection. QuickBooks, while also offering cloud-based options, is known for its scalability...

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Xero

Used by 1106 members

Accounting software

90% off for 6 months

Save up to $432

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QuickBooks

Used by 779 members

Optimize your accounting and invoicing management with ease.

30% off for 6 months

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05 Who is Xero best for according to our reviewers?

  • Dissatisfied Users of Other Accounting Software
    Users who find other accounting software like Sage Line 50 and Quickbooks complex and lacking in essential features and integrations may find Xero a better alternative. However, they should be aware of the occasional challenges in setting up bank feeds and the limitations in reporting.

  • Startups
    Xero is beneficial for startup founders who often juggle various roles. The dashboard provides a clear overview of the company's performance and helps in managing the runway. However, they might find the lack of inbuilt payroll support a drawback

  • Small Business Owners
    These users will appreciate Xero's user-friendly interface and the ability to handle financial matters independently. The software offers clear reporting, seamless invoicing, and simple account reconciliation

  • Accountants and Financial Advisors
    Xero is a great tool for these professionals due to its open-platform ethos and features like Cash Coding and Find & Recode. The software also allows for easy import and undoing of bank transactions

  • Remote Teams
    Teams that do not operate from a central office will find Xero's online feature particularly useful. The software allows for easy sharing of access with team members and accountants

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Xero

Accounting software

90% off for 6 months

Save up to $432

Get deal for free

06 Xero Reviews

4,5/5

Xero rating

Xero Reviews

4,5/5
(49)
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  • Vivien Wilderman

    Real-Time Project Tracking

    I got Xero through a 90% off deal on Joinsecret and it has been worth every penny. The project tracking feature allows me to monitor budget against actuals in real-time, which keeps everything on track.

    December 9, 2025

  • Salena Goodwin

    Mobile App Convenience

    The mobile app is incredibly convenient. I can reconcile transactions, send invoices, and check financials no matter where I am

    December 1, 2025

  • Marco Luettgen

    Inventory Management for Retail

    Xero has been instrumental in managing my retail business. Tracking inventory and understanding sales patterns helps us stay ahead of demand

    November 22, 2025

  • Toby Kertzmann

    Customizable Financial Reporting

    Honestly, Xero's reporting tools are top-notch. The ability to customize financial reports allows me to see exactly what I need for making informed business decisions

    November 16, 2025

  • Tyisha Lehner

    Multi-Currency Support at a Discount

    I was hesitant to switch accounting software, but getting Xero at 90% off via Joinsecret made it too tempting to pass up. Now, I'm loving the multi-currency support since I pay suppliers in different countries

    November 9, 2025

  • Ayesha Lubowitz

    On-the-Go Expense Claims

    Xero's expense claims feature is a game changer for me. Being able to submit and approve expenses on the go means I don't lose receipts or forget to claim later

    November 4, 2025

  • Tessie Hickle

    Time-Saving Payroll Integration

    The payroll feature has saved me so much time and headaches. It's fully integrated and calculates taxes automatically, which is a huge relief

    October 26, 2025

  • Stephenie Frami

    Simplified Invoicing for Freelancers

    As a freelancer, I appreciate how Xero simplifies invoicing. Sending personalized invoices and getting updates when they're opened by clients has improved my cash flow significantly

    October 21, 2025

  • Janie Huels

    Sweet Deal with Automated Feeds

    Switched to Xero on a recommendation and got a sweet deal, 90% off through Joinsecret. The best part for me has been the automated bank feeds that keep my accounts up to date without the hassle

    October 14, 2025

  • Hugh Fay

    User-Friendly Dashboard

    I've been using Xero for my small business, and it honestly makes accounting much less intimidating. The dashboard is user-friendly, providing a clear view of cash flows, which really helps with financial planning

    October 7, 2025

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